Waterbury, CT (April 30, 2026) – A two-car crash left three people injured on Monday, April 27, at the intersection of Long Hill Road and Wolcott Street in Waterbury.
Emergency units responded to the scene at approximately 4:06 p.m. after receiving reports of a serious collision involving a minivan and a sedan. Crews arrived to find both vehicles damaged and occupants in need of medical attention.
Paramedics treated those involved at the scene before taking them to nearby hospitals for further care. A 71-year-old passenger in the sedan suffered serious injuries and remains in critical condition. The sedan’s 37-year-old driver was also seriously hurt but was reported to be stable.
The driver of the minivan sustained minor injuries and was taken to a local hospital.
Authorities continue to investigate the cause of the crash.
We wish the injured individuals a full and steady recovery.
Will My Insurance Cover My Medical Bills After a Crash in Connecticut?
Whether your insurance covers medical bills after a crash in Connecticut depends on the type of coverage you carry. In most cases, medical costs are first paid through your auto insurance policy or your health insurance, depending on what you have. The process can vary based on your specific policy and the details of the accident.
Connecticut does not require Personal Injury Protection, but drivers can add Medical Payments coverage, known as MedPay, to their auto policy. This protects a portion of medical expenses for you and your passengers after a crash, regardless of who caused it. You can use it to pay for emergency care, hospital visits, and follow-up treatment up to your policy limit.
If you do not have MedPay, your health insurance may cover crash-related medical expenses instead. You should check whether your health plan applies to injuries from car accidents and what your deductible and co-pay responsibilities are. Some health insurers may seek reimbursement from any settlement you later receive, so it is worth reviewing your plan closely.
Policy limits can affect how much your insurance will actually pay toward your bills. If your costs exceed what your coverage allows, you may face out-of-pocket expenses not covered by either plan. In some cases, you may also have the option to seek additional compensation from the at-fault driver’s insurance to help offset those remaining costs.
Connecticut follows a fault-based system, which means the driver responsible for the crash may be liable for your medical costs. You can file a claim with the at-fault driver’s liability insurance to seek reimbursement for your expenses. If the fault is disputed, the process of recovering those costs can become more complex.
You should keep records of all treatment, bills, and communication related to the crash. Clear documentation can help support insurance claims and show how injuries developed. Accurate records also make it easier to track expenses and follow the claims process.
A car accident lawyer can review your policy, explain what coverage may apply, and help you understand your options for recovering medical costs. Legal guidance can also clarify how Connecticut’s fault rules may affect what you can recover. Our team at Kanca Law Firm has years of experience handling car accident claims across Connecticut. We can help you understand how medical bills, insurance communication, and documentation may affect your case.
To learn more about your legal options after a crash in Connecticut, you can contact Kanca Law Firm at (203) 806-7003 to speak with our attorneys.
